As you can see, climate change has a lot of effects, and they impact people around the world in different ways. The level of impact depends on the climate of the area and the wealth of the country. Climate change effects are 'stress multipliers', which means that they often make existing problems more severe. Is it usually rainy or usually dry? Is it typically hot or typically cold? A region’s climate is determined by observing its weather over a period of many years—generally 30 years or more. But beginning in the mid- to late-19th century, human activity began pushing the greenhouse effect to new levels. The result? A planet that’s warmer right now than at any other point in human history, and getting ever warmer. This global warming has, in turn, dramatically altered natural cycles and weather patterns, with impacts that include extreme heat, protracted drought, increased flooding, more intense storms, and rising sea levels. Taken together, these miserable and sometimes deadly effects are what have come to be known as climate change.

People are right to be afraid of ghosts. If you get people who are bad in life – I mean, cruel people, dangerous people – why do you think they are going to be any better after they’re dead?” Transport accounts for around a quarter of all greenhouse gas emissions and across the world, many governments are implementing policies to decarbonize travel. You can get a head start: leave your car at home and walk or cycle whenever possible. If the distances are too great, choose public transport, preferably electric options. If you must drive, offer to carpool with others so that fewer cars are on the road. Get ahead of the curve and buy an electric car. Reduce the number of long-haul flights you take.Climate change is not just seen in temperature and carbon dioxide increases. We see it in many other indicators of climate change, which you can explore further on our global climate dashboard. How fast is the temperature rising?

This chart from the IPCC shows two possible futures for our climate. The blue line represents what could happen if we commit to cutting emissions, and the red line represents what could happen if we don't make any changes.I remember, I had bought this novel just before my train journey to the desert land of India and most part of this book was read by me during that journey. Individuals can also spur change through their savings and investments by choosing financial institutions that do not invest in carbon-polluting industries. #ActNow Speak Up has a section on money and so does Count Us In. This sends a clear signal to the market and already many financial institutions are offering more ethical investments, allowing you to use your money to support causes you believe in and avoid those you don’t. You can ask your financial institution about their responsible banking policies and find out how they rank in independent research.